PayPal Holdings Inc. is a leading technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide. Its proprietary Payments Platform includes well-known products such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, and iZettle, offering a comprehensive suite of solutions for online transactions, peer-to-peer transfers, credit financing, international remittances, and point-of-sale processing. The company serves a global community in approximately 200 markets, facilitating seamless money movement between individuals and businesses through linked bank accounts, credit cards, and digital wallets. PayPal Holdings Inc. operates as a key player in the financial services sector, providing payment processing for e-commerce vendors, auction sites, and commercial users as an electronic alternative to traditional methods like checks and money orders. Founded in 2015 and headquartered in San Jose, California, it connects millions of active accounts in a two-sided network that powers everyday commerce.