Waterford Advisors, LLC

Q4 2025 13F Holdings

  • Location
    orchard park, NY
  • Num holdings

    48

  • Value ($000)

    $255,980

  • Date Filed
    02/19/2026
  • Form type
    13F-HR
  • CIK
    0001960657
  • All SEC filings
  • Note
    Holdings aggregated across “other managers” listed in original SEC filing, see here for detailed holdings broken out by other managers
Compare Q4 2025 to
Select Quarter
Issuer Name
Class
CUSIP
VALUE
%
Shares
Principal
Option Type
IVV

ISHARES TR

CORE S&P500 ETF
$61.03M
24 %

89,097

VUG

VANGUARD INDEX FDS

GROWTH ETF
$30.1M
12 %

61,689

VTV

VANGUARD INDEX FDS

VALUE ETF
$29.13M
11 %

152,498

VEA

VANGUARD TAX-MANAGED FDS

VAN FTSE DEV MKT
$24.34M
10 %

389,663

DFNM

DIMENSIONAL ETF TRUST

NATL MUN BD ETF
$23.84M
9 %

527,277

SCHA

SCHWAB STRATEGIC TR

US SML CAP ETF
$19.21M
8 %

674,601

VWO

VANGUARD INTL EQUITY INDEX F

FTSE EMR MKT ETF
$10.92M
4 %

203,140

DFSV

DIMENSIONAL ETF TRUST

US SMALL CAP VAL
$10.06M
4 %

279,065

VOT

VANGUARD INDEX FDS

MCAP GR IDXVIP
$5.77M
2 %

22,986

SCHF

SCHWAB STRATEGIC TR

INTL EQTY ETF
$5.1M
2 %

212,113

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