Waterford Advisors, LLC

Q3 2025 13F Holdings

  • Location
    orchard park, NY
  • Num holdings

    54

  • Value ($000)

    $289,211

  • Date Filed
    11/14/2025
  • Form type
    13F-HR
  • CIK
    0001960657
  • All SEC filings
  • Note
    Holdings aggregated across “other managers” listed in original SEC filing, see here for detailed holdings broken out by other managers
Compare Q3 2025 to
Select Quarter
Issuer Name
Class
CUSIP
VALUE
%
Shares
Principal
Option Type
IVV
IVV

ISHARES TR

CORE S&P500 ETF
$61.20 M
21 %

91,443

VUG
VUG

VANGUARD INDEX FDS

GROWTH ETF
$31.07 M
11 %

64,784

VTV
VTV

VANGUARD INDEX FDS

VALUE ETF
$27.79 M
10 %

149,000

VEA
VEA

VANGUARD TAX-MANAGED FDS

VAN FTSE DEV MKT
$23.43 M
8 %

391,029

SCHA
SCHA

SCHWAB STRATEGIC TR

US SML CAP ETF
$19.11 M
7 %

684,943

BNDX
BNDX

VANGUARD CHARLOTTE FDS

TOTAL INT BD ETF
$17.62 M
6 %

356,207

BSV
BSV

VANGUARD BD INDEX FDS

SHORT TRM BOND
$14.23 M
5 %

180,361

VWO
VWO

VANGUARD INTL EQUITY INDEX F

FTSE EMR MKT ETF
$11.08 M
4 %

204,520

BLV
BLV

VANGUARD BD INDEX FDS

LONG TERM BOND
$10.51 M
4 %

148,409

FNDE
FNDE

SCHWAB STRATEGIC TR

FUNDAMENTAL EMER
$10.28 M
4 %

284,343

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